Our Regulator for today is the National Communications Authority (“NCA”). NCA is governed by the National Communications Authority Act 2008 (Act 769) and the Electronic Communications Act 2008 (Act 775) (the “Acts”) and it is responsible for authorising and licensing operators of Communication Systems and Services.
The institutions that are required to register with NCA are as follows:

• Mobile network operators;
• Internet service providers;
• Broadband wireless service providers;
• Radio station operators; and
• Television station operators.

The NCA is mandated by the Acts to authorize and licence the above institutions and a person cannot operate within the industries listed above unless they obtain a license from the NCA. A license shall be stated in the licence and it is subject to renewal upon expiration.
Failure to register with the NCA before commencing operations is an offence punishable by a term of imprisonment of not more than 5 years or a fine of at most GHS 108,000 or both.

Our Regulator for today is the Ministry for Works and Housing (“MWH”). MWH is governed by the Civil Services Act, 1993 (PNDCL 327), Executive Instrument 2017( E.I 28)and the MWH Client Service Charter (the “Laws”) and it is responsible for regulating Works and Housing in Ghana.
Persons required to register with the MWH are as follows:

1. Civil Engineers;
2. Local Construction Companies; and
3. Foreign Construction Companies working in Ghana

MWH is mandated by the Laws to register and certify the above persons and they cannot commence operations unless they have registered with and obtained the appropriate licence from the MWH. The Licence is valid for a year and it is subject to renewal.

Our Regulator for today is the Ghana Tertiary Education Commission (“GTEC”). GTEC is governed by the Education Regulatory Bodies Act, 2020 (Act 1023) and it is responsible for accreditation and certification of Tertiary Educational institutions in Ghana.
The institutions that are required to register with Board are as follows:

• Private Universities;
• Public Universities;
• Technical or vocational training institutions;
• Professional Training Institutions;
• Chartered Private Tertiary Institutions;
• Diploma awarding Institutions;
• Teacher Training Institutions;
• Nursing and Midwifery Training Institutions; and
• Foreign Tertiary institutions seeking to operate in Ghana.

The GTEC is mandated by the Acts to accredit and certify the above institutions and no tertiary educational institution can operate in Ghana unless it has applied to and acquired the appropriate Certificate from them. GTEC is also responsible for the accreditation of all programmes run by these educational institutions whether or not that programme is already accredited by a foreign country.
Failure to register with the GTEC before commencing operations is an offence punishable by a term of imprisonment of not more than 15 years or a fine of at most GHS 240,000 or both.
It is important to note that the National Council for Tertiary Education (NCTE) and the National Accreditation Board (NAB) have been merged under the new Education Regulatory Bodies Act, 2020 (Act 1023) to form the Ghana Tertiary Education Commission

Our Regulator for today is the Collateral Registry (the “Registry”). The Registry is governed by the Borrowers and Lenders Act 2020 (Act 1052) (the “Act”).
The Bank of Ghana operates the Registry and some of the core functions of the Registry are:

1. registration of collaterals;
2. conduct of searches on registered collaterals;
3. facilitation of realization or foreclosure of collaterals upon default by a borrower to pay a loan; and
4. discharging registered collateral upon application by the lender.

The Registry has a software referred to as the Collateral Registry Application Software (CRAS) where registered users can log in to patronize the services offered whilst unregistered users can also visit their website to file a search on collaterals used for lending transactions.

The Act regulates the registration of interests such as charges, mortgages and pledges in properties (movable and immovable) used as collateral for lending transactions.

Our Regulator for today is the Psychology Council (the “Council”). The Council is governed by the Health Professions Regulatory Bodies Act, 2013(Act 875) (the “Act”) and it is responsible for training, registering and licencing Psychologists in Ghana.
The health practitioners that are required to register with the Council are:

• Psychologists;
• Psychologist Assistants;
• Paraprofessional psychologists (such as Counsellors) ; and
• Other providers of Psychological services (such as Therapists and Consultants).

The Council is mandated by the Act to register the above practitioners and a person cannot practice as any of the above unless that person has registered with and obtained the appropriate licence from the Council. The licence is valid for a year and renewed annually.
Failure to register with the Council before commencing practice is an offence punishable by a term of imprisonment of not more than 10 years or a fine of at most GHS 60,000 or both.
It is important to note that all foreign trained Psychologists and Parapsychologists are required to register with and obtain a licence from the Council before they can practice in Ghana.
Furthermore, the above health practitioners are also guided by the Public Health Act, 2021(Act 851) and the Mental Health Act, 2012 (Act 836) in their practice.